Tilley Household

Remuera, Auckland · Running home like a business · April 2026
Monthly Take-Home
$10,527
NZD · combined household income
Fixed Floor (Monthly)
$12,400
NZD · rent + utilities + essentials
Current Gap
–$1,873
Spend exceeds take-home · action needed
Biggest Lever
Sell US Cars
+$2,243/mo · eliminates gap + surplus
⚠️ Action required: Set up Chase 5670 autopay · Resolve US car insurance renewals · Book financial review with Colin before end of April

Live Account Data

Via Akahu · NZD

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Ritual Corner
Full Moon Horizon
✦ 7 days remaining · Apr 13, Libra
🌑
Mar 29
New Moon
🌒
Today
Apr 6
🌓
Apr 5
1st Qtr
🌔
Apr 8
Waxing
🌕
Apr 13
Full Moon
"What do you want to invite into this season? What are you ready to release?"
🍂 Harvest & Abundance 🙏 Gratitude 🍃 Letting Go 💛 Slow Down 🌾 What's Ripe? 🔥 Transformation
My Intention for this moon
I call in…
I release
I let go of…
Ritual Corner
"Channel the clarity of the dawn to structure the complexity of the noon."
mindfulness
Silent Reflection
15 Minutes · Guided
ink_pen
Journal Intent
3 Entries Pending
warning
Chase 5670 Autopay
HIGH PRIORITY — set up ASAP
Upcoming Full Moons 2026
🌕 Apr 13 · Libra 🌕 May 12 · Scorpio 🌕 Jun 11 · Sagittarius 🌕 Jul 11 · Capricorn 🌕 Aug 9 · Aquarius
🙏
We're grateful for
What's the family grateful for this week?
🎯
One family priority
The one thing that matters most this week
💑
Couple connection
Date night — when? Even 20 mins counts.
🌸
Tulip spotlight
One thing Tulip is proud of this week
✦ Where we are 🍂 Autumn Equinox passed (Mar 20) 🕸 Samhain approaching (Apr 30) 🌕 7 days to Full Moon (Apr 13) 📚 Term 1 ends Apr 15 🌸 Tulip spotlight this week 🐶 Biscuit arrives ~Jun 2026

The Horizon

Next 30 Days 6 Apr – 5 May
💝 Relationships
Social & Kin
⚡ Colin's mum birthday · Apr 3
Thank-you card owed to Emma
4 items this month
🎒 Tulip
Logistics
⚡ Permission slip due · Apr 1
School photo day · Apr 6
5 items this month
🏡 Home
Operations
⚡ Toyota WOF due · Apr 2
Lease renewal window · Apr 28
4 items this month
💼 Finance
Admin
⚡ Chase autopay — ASAP
US tax deadline · Apr 15
4 pending
🌕 Seasonal
Ritual
Full Moon · Apr 13
Samhain · Apr 30
3 items this month
🐶 Pet
Biscuit Prep
Research Remuera vets · Apr
Dog registration research
3 items · arrives Jun
🇺🇸 US
Obligations
⚡ US tax deadline · Apr 15
Car insurance · Apr 20
3 pending
💝 Relationships & Social
Apr 3
Colin's mum birthday — card + gift
Pending: order via Prezzy online
Apr 8
Thank-you card owed to Emma (dinner host, 15 Mar)
Apr 14
Playdate reciprocation owed to Isla's family
Tulip hosted → now we owe
Apr 20
Date night — book reservation
Cibo or Ponsonby Rd precinct?
🎒 Tulip Logistics
Apr 1
Permission slip due — Term 2 excursion
École Française Auckland
Apr 6
School photo day — uniform + hair organised night before
Apr 11
Tulip dental checkup — book if not yet done
Due 6-monthly · last was Nov
Apr 15
Last day Term 1 — school break begins
Plan holiday activities for Tulip
Apr 25
Musical theatre registration deadline — Term 2
Action needed · enrol by end April
🏡 Home Operations
Apr 2
Toyota Sienta WOF due
Book AA or local garage this week
Apr 10
Quarterly deep-clean — wardrobes + seasonal swap
Summer clothes → storage; Autumn/Winter out
Apr 17
Oven deep clean (monthly task overdue)
Apr 28
Lease renewal window opens (May 28 expiry)
Confirm intentions with landlord by end April
💼 Financial Admin
ASAP
Chase 5670 — set up autopay
Risk of missed payment · priority
Apr 5
Contents insurance renewal — ANZ
Compare with Tower / AMI before auto-renewing
Apr 15
US tax extension filing deadline
RVAT Contractors LLC · confirm with CPA
Apr 30
Monthly budget review with Colin
Q1 wrap-up · net worth snapshot
🌕 Seasonal & Ritual
Apr 13
Full Moon 🌕 — April ritual
Themes: letting go, Autumn gratitude
Apr 25
ANZAC Day (NZ public holiday)
Apr 30
Samhain / Southern Hemisphere Halloween
Wheel of the Year · plan ritual or observation
🐶 Pet — Biscuit Arrives June
Apr 1
Research Auckland vets in Remuera area
Shortlist 2–3 for Biscuit's arrival
Apr 14
Auckland Council dog registration research
Requirements + timeline for June
May
Order crate, bed, bowls, leash — before June arrival
Apr 15
US Federal tax deadline (or extension filing)
Confirm with CPA — file extension if needed
Apr 20
US car insurance — confirm renewal or cancel policies
Cars sitting unsold · monthly drain
Apr 30
RVAT Contractors LLC quarterly compliance check

Invisible Labor

The full mental load, made visible Master Reference
💝

Relationships & Social

9
Birthday tracker — family
Rachel, Colin, Tulip + grandparents, siblings
Birthday tracker — Tulip's classmates
École Française Auckland class list
Anniversary & important dates calendar
Gift occasions calendar
Christmas · Mother's/Father's Day · Valentine's · Easter · teacher & host gifts
Thank-you cards owed
Emma dinner (Mar 15) · still pending
Reciprocal playdates owed
Isla's family — owe one
Friend maintenance
California friends · NZ new connections
Couple connection — date night cadence
Target: monthly minimum
Immigration social circle building
Still in first year · community takes time
🎒

Tulip

11
School term dates & holiday schedule
École Française Auckland term calendar
Uniform / costume / dress-up day calendar
School photo day
Apr 6 · outfit sorted night before
Permission slips tracking
Apr 1 deadline for Term 2 excursion
Parent-teacher conferences
Extracurricular registration deadlines
Musical theatre — deadline Apr 25
ADHD assessment follow-up schedule
Track recommendations + reviews
Dental / optometry / GP schedule
Dental due Apr · GP annual mid-year
Meal & snack planning — selective eater
Safe foods list maintained; new foods introduced slowly
Playdate reciprocity log
Reading / learning support at home
Gifted + ADHD — structure & enrichment balance
🏡

Home Operations

8
Weekly cleaning rotation
Monthly deep-clean tasks
Oven · pantry · wardrobes
Seasonal tasks
Wardrobe swap · linen · outdoor areas
Toyota Sienta — WOF & service schedule
WOF due Apr 2 · service at 80,000km
Appliance maintenance log
Washing machine · dishwasher · heat pump filters
Lease renewal date
May 28 · window opens Apr 28
Property inspection notice window
Remuera neighbourhood orientation
Schools · parks · dog-friendly areas
🏥

Health & Wellness

6
GP annual checkups — Rachel, Colin, Tulip
Register with Remuera GP practice first
Dental schedule — whole family
Tulip Apr · Rachel + Colin mid-year
Optometry — family checkups
Prescriptions / repeats
Track expiry dates · NZ GP referral chain
Mental health maintenance
CEO + immigrant + mum load — don't skip this
NZ health system navigation
ACC · Pharmac · community services card eligibility
🥗

Food Systems

5
Weekly grocery order planning
Woolworths / New World cadence
Pantry audit rotation
Monthly check · reduce waste
Meal plan for the week
Accounts for Tulip's safe foods + family variety
Tulip's selective eating — safe foods list
Maintained + updated · communicate to caregivers
Recipe rotation for family
Reduce decision fatigue · 10-meal rotation
🐶

Pet — Biscuit (June 2026)

5
Vet registration — Auckland
Research Remuera area vets now
Flea / worm treatment schedule
Annual vaccinations calendar
Dog registration — Auckland Council
Required within 2 months of arrival
Dog-friendly spaces in Remuera
Remuera Domain · Tamaki Estuary · off-leash parks
🌕

Seasonal & Ritual

9
Full moon calendar — 13 moons/year
Southern Hemisphere seasonal context for each
NZ public holidays
ANZAC Apr 25 · Matariki late Jun · Labour Oct
École Française term calendar
Matariki — NZ Māori New Year 🌟
Late June 2026 · public holiday · celebrate with family
Wheel of the Year (Southern Hemisphere)
🕸 Samhain Apr 30 · ❄️ Yule Jun 21 · 🌱 Imbolc Aug 1 · 🌸 Ostara Sep 22 · 🌺 Beltane Nov 1
US holidays — relevant for family/business
Daylight saving changes — NZ
Clocks back Apr 5, 2026
Seasonal ritual planning
Prep items, intentions, space 1 week ahead of each sabbat
Tulip seasonal activities
Connect seasonal rhythms to her learning + wonder
📑

Administrative & Legal

7
NZ visa / residency milestones
Arrived Jan 2026 · track obligations + pathway
US tax filing — Rachel's business
Apr 15 deadline · RVAT Contractors LLC
RVAT Contractors LLC compliance calendar
International driving license validity
NZ accepts IDP for 12 months · apply for NZ licence
Insurance renewals
Health · car · contents
NZ bank account admin
ASB / ANZ · IRD number · KiwiSaver setup
Tulip's schooling documentation
Enrolment · language support · ADHD accommodations
💰

Financial Admin

5
Monthly budget review
End of each month · Rachel + Colin together
Quarterly net worth snapshot
Track NZD + USD assets / liabilities
US debt paydown tracking
KiwiSaver enrolment status
Chase 5670 autopay — SET UP ASAP ⚠️
HIGH PRIORITY · risk of missed payment

Cleaning Schedule

Tilley household maintenance rotation
🌅 Daily
Kitchen bench wipe-down after each meal
Dishes / dishwasher loaded
Tulip's lunch prep area — wipe + pack
Tidy common areas (10-min reset)
Surfaces clear before bed
📆 Weekly
Bathrooms — scrub, toilet, mirrors (Mon)
Floors — vacuum all rooms (Wed)
Mopping — kitchen & bathrooms (Wed)
Laundry — 2 loads, folded same day (Sat)
Fridge check — clear old items (Sun)
Bin day prep (check council schedule)
🗓 Fortnightly
Windows — interior glass + sills
Outdoor areas — sweep deck/patio
Skirting boards + door frames
Bedding change — all beds
Car interior tidy
🌙 Monthly
Oven deep clean
Pantry audit + reorganise
Wardrobe tidy + donate pile
Dishwasher filter clean
Washing machine drum clean cycle
Heat pump filter check
🍂 Quarterly
Full deep clean — all rooms
Seasonal wardrobe swap
Curtains / blinds
Under furniture & appliances
Linen cupboard overhaul
Outdoor storage tidy